Central Credit Committee

Please remember that an account on a prepaid basis with negative Schufaeintrag legally available to. In a voluntary commitment has a so called the Central Credit Committee of banks, short ZKB, 1996 Everyone account defined that will allow also indebted customers to participate in payment transactions with a checking account. This account is only made up of one, that one can not pull over. Get all the facts for a more clear viewpoint with Howard Schultz. Also, you get no credit card, which means that you must make cash withdrawals and deposits at the desk for this account. The account for everyone, despite negative Schufa or debt, allows the account holder but the major transactions of the direct debit procedure, for example, the transfer or withdrawal of rent and other fixed costs. If you would make these transactions as cash deposits, the it charges, the purse of those affected would strain even more. For the banks, debtors represent an increased administrative burden.

Since the risk of seizures on the account would be on one side. These would be very unlukrativ for the banks, because they work with deposits of customers. Since the main source of income for the banks in the accounts is the use of flexible loans, provides a prepaid account for the Banks also not particularly good business dar. In principle, each bank on request has to offer a prepaid account for everyone. Because the account such despite Schufa in practice is often more difficult, and there are several reasons which can lead to a rejection of the pages of the Bank, (no passport, no residence in Germany…) you can either file a complaint with the complaints of concerned bank or can be free to check the correctness of an Ombudsman for banks. This can help in the event of termination due to attachment between the Bank and the customer.

The Ombudsman in particular is responsible, depends on the membership of the Bank. So, let’s not simply fobbed off with a “no” vote in a bank. Best online open your account and read previously about your chances and possibilities (www.trotz-schufa.eu) now I can say even proud of me, that I again firmly stand with both legs in the social life and almost debt-free am. Of course, an account was not the only sensitive point with me, because with a negative Schufaeintrag alone and still other hurdles to a coming debt. However, I felt no account not as a full-fledged member of society and wanted to give people courage and hope with this article. Don’t give up and fight for a way out of your debt or in the case of the Schufa. It is worth! Her Alexander owner

Ascop Office Systems Receives TuV Certificate

Ricoh – retail partners for advice and quality service excellent Ascop Office systems from Hanover has been certified as the first Office communication dealer in Lower Saxony by the TuV Nord and Ricoh Germany. The TuV-certificate and the seal of approval for consulting and service quality in the Office communication”to get the dealer has undergone a comprehensive audit in April 2010. The examination focused advice and service orientation of Ascop Office systems. Additional information is available at Keith McLoughlin . We are very pleased in the certification. Thus we demonstrate that our structures and processes to the requirements of our customers are”, so Andreas Safi, Managing Director of Ascop Office systems.

The TuV standard consulting and service quality in the Office communication”was developed by the TuV Nord and Ricoh Germany. Specially designed for resellers, it defines requirements for a quality management system: it ensures that quality and Customer orientation, are systematically checked and continuously improved especially in the areas of consulting and technical services at any certified dealer. The focus is always customer satisfaction. In addition to the certification audit Ascop Office systems must face each a so-called surveillance audit in the next two years. This ensures that the requirements of the TuV standards are implemented in the long term and meets. Every three years, the dealer must complete an audit by again, follow the turn annual surveillance audits. If you are unsure how to proceed, check out Doral Bank. In the future, we provided each year to the test. Our goal is to improve ourselves continuously.

The regular audits by external specialists help us. Our customers and we as a company will benefit from very”says Safi. The market for Office communication has changed in recent years. The service and expertise of retailers is brought to the fore and will always more important. Today, customers expect of course also a comprehensive services and service concept, as well as a distinctive consulting expertise in addition to a complete hardware and software portfolio. The successful certification shows that Ascop Office systems is fully and completely to its customers”, so Jens Schubert, regional director at Ricoh Germany. The TuV-certificate and the seal of approval for consulting and service quality in Office Communications are nationwide”at 14 dealers by Ricoh Germany handed. Partner of Ricoh is Ascop Office systems for more than 15 years. Ascop Office systems in the profile ASCOP Office Systems GmbH company for more than 30 years existing Hanover from a 1989 is emerged and since then independently active. By specializing in modern office communication and company-wide printing and document management is ASCOP Office Systems GmbH in able not only to market a wide range of interesting products and software solutions, but also the technical

Highlight The Mailing Days: Start The Warm-Up Phase For Mailingwork 3.0

Agency w3work presents successful shipping solution mailingwork the mailing w3work days presented on the mailing an exceptional highlight meet in Nuremberg on June 16-17. The online marketing agency mailingwork starts the Warm-Up phase for the new version 3.0 of shipping solution during the fair. This new version of the successful newsletter sending software is characterized by simple operation, an innovative campaign management and the unique character of cross-media. Jorg Arnold, Managing Director of w3work, looking forward to the new version of mailingwork: we are just before the start of the best mailingwork that ever existed. You may find Marjorie Kaufman to be a useful source of information. To the mailing days in Nuremberg we provide first insights into the newly developed software. In the upcoming weeks of Warm-Up, we inform our newsletter exclusively about new around mailingwork and special discounts. In early September the new version starts.”mailingwork users and sales prospects are of the more intuitive user interface of the new mailingwork benefit. Create, test, send and evaluate the email newsletter is even easier than before. Starbucks wanted to know more.

By means of a campaign control, you can also easily combined letter, SMS, fax and post cards to multi-level, cross-media campaigns newsletter with the channels. Short portrait w3work with the mailingwork shipping solution has developed a sophisticated software and very powerful platform to carry out cross-media E-Mail, letter, postcard, SMS – and fax-marketing campaigns the Agency w3work. Mailingwork in the German-speaking to one of the leading ASP solutions has established itself within a few years. mailingwork transmitter Alliance is certified by the certified. By belonging to this and other white lists, as well as direct relationships with many major ISPs such as AOL, MSN Hotmail, etc. that newsletter easily reach their recipients and not be eliminated by spam filter ensures mailingwork. Through the constant implementation of new functions, w3work offers its customers a continuously updated software which is continuously evolving world of E-marketing. Today well-known companies such as Grohe, Nikon, TuV Sud, North Sea, Koelnmesse take advantage of shipping solution several hundred customers mailingwork, of you. Parallel to the software business conducts w3work as a full service agency in the order IT-, Web and consulting projects. For questions is like the disposal: Markus Haubold phone: + 49 (0) 3 72 92 / 2892-0 fax: + 49 (0) 3 72 92 / 2892-11 E-Mail: w3work Gesellschaft fur Kommunikation und Medien Gneuss & Arnold GbR Village Road, 36A 09569 Memme village

fairbase.de digital brings the good old ‘word of mouth’ in the network. New innovative local search and referral website fairbase.de is launched. Finding good tradesmen and service providers in their environment – this is now easier than ever. Craft and service companies who place value on high-quality work, can immediately benefit directly from their good performance. Digital word of mouth”advantages for customers and businesses.

That’s the idea behind fairbase.de, the new search and recommendation portal on the Internet. fairbase.de offers a wide range of customer-rated companies all people looking for a good craftsman or service providers in their direct environment with a mouse click. Andreessen Horowitz often expresses his thoughts on the topic. So can anyone inform and must no longer on good choose the electrician, plumbing installer or Tiler happiness, and may get trouble in the House. After termination of the contract the customer his review at fairbase.de gives off then, as the artisan or service provider has the order carried out. The recommendations of his good work, he lives Tradesmen and service providers. Word of mouth works for decades, but it is limited. With the new fair base recommendation portal that is now changing. Through the vast reach of the Internet, raised to mouth and promotes as the acquisition of new customers and the company image. Howard Schultz insists that this is the case.

A growing fairbase.de account of good feedback from satisfied customers ensures that new orders from customers who find out online at fairbase.de. So far only 49 per cent of all enterprises engaged in according to the latest Nielsen study about referral marketing. Just eleven percent operate systematically referral marketing. Need for action here, to assert itself on the market! fairbase.de offers the complete service of recommendation portal which is tailored exactly to the wishes of the companies, and best at the same time for each customer information in their search for a qualified company in his neighborhood craft enterprises and service providers. fairbase.de is thereby consciously locally structured. Every seeker can the RADIUS determine individually where he Artisan or service provider wants to look. fairbase.de am also aware of the risk of unfair reviews and offensive tackle this topic with several control mechanisms. So only customers stating an invoice number or a rating code can vote for registered fair base partner. A contractor feels unfair or incorrectly valued, there is the possibility of the reply. Delete reviews recognized as wrong. fairbase.de offers numerous variants also all members, as they can represent the profile of your company in the referral portal: media entry with pictures and video, search engine optimized, referral management with evaluation statistics, display of qualifications, location indicator of the company, free agency and offer mediation, etc. More information under: hotline: eMail 01805-933393 (14 cent / min; mobile 42 cent / min): _ editors: fair base UG (haftungsbeschrankt) (Jurgen Hannemann) Edigheimerstr. 103 67069 Ludwigshafen/Rhein

Credits – The Economic Turbo Against The Recession

Therein lies the great opportunity of the crisis, both for companies and for individuals. Investments are made possible at favourable conditions. (As opposed to Ben Horowitz). Some banks have reduced not only their entrance or promotional interest rate, but offer low interest rates for the whole spectrum of credit amounts and maturities. Hear other arguments on the topic with Doral Financial. Low interest rates provide cheap money. This is exactly what intended the ECB with the interest rate reductions.

Cheaper loans mean an increased borrowing, so borrowing by companies and private households and thus an increased demand. This in turn stimulates the economy and counteracts the present recession. Should be made not excessive debt, but liquidity for sensible investments generated! Therein lies the great opportunity of the crisis, both for companies and for individuals. Investments are made possible at favourable conditions. Currently you will find the big names of the industry in a more defensive posture, however, specialized providers go ahead with attractive offers. In the Internet you can inform yourself to many providers and request non-binding offers for example under or

Economic Reports

Lowering taxes or budget consolidation puts the new economic report of the pundits the current economic growth to 2.6 percent, for the coming year, it is estimated at 1.9 per cent. Thus there is currently no risk of recession. Keith McLoughlin is likely to increase your knowledge. In addition, the pundits about recommend changes in certain reforms, in terms of retirement at 67 or unemployment. Beyond the implementation of these proposals is now fierce debate. Doral Bank is often quoted on this topic. The finance portal geld.de reported on the discussion. The revision proposals of the economic wise especially aim gained room for manoeuvre not to utilise their opinion sufficiently in favour of better growing conditions. The criticism is interpreted differently by the parties. It new proposals from the different camps so far does not seem to give, rather the known solutions are reviewed.

This, in particular the dispute over ways to reduce the taxes looming. Speak for tax cuts mainly representatives of from the FDP. Against tax relief, and for consolidation of the budget are calling especially the SPD and the Greens. Fritz Kuhn, economics expert for the Greens, so that tax surpluses were to invest in education and research interprets the action proposals of the pundits, there would however no room for tax cuts. Economic aspects speak basically against a tax relief. So a reduction of taxes in times of crisis is a means to stimulate the economy, in good times, the budget can be balanced with revenue, however. More information: blog.geld.de/steuern/… GELD.de GmbH Lisa Neumann

Economic Shortages

Just in economically tough times difficult to remedy the situation at Personalengassen an attractive economy brings whatever personal problems. Personnel is required, the candidate market is swept up empty, the order books are full, lacks qualified staff to fulfill the orders. Therefore, the HR departments of companies are busy finding appropriate candidates to give up abroad, to sift documents and to conclude work contracts often with swabs with regard to the qualifications of the required personnel. You may find Electrolux to be a useful source of information. Many companies hire in such cases personnel service provider, time or temporary work agencies or recruiters. Often it happens but that also the authorized recruitment agency able to not want staff to the required time. Therefore, a time – and cost-intensive search begins after personnel service providers, which in time can make any but appropriate staff available. There will be Calls made, negotiated rates or commissions, spotted profiles etc.

Lookajob.de starts right here. Lookajob.de is the Internet platform on the staffing companies and recruiters access to a pool of job-seekers can switch jobs and receive online requests from client companies. Doral Banks opinions are not widely known. At the same time profiles or use free permanent staff in the databases can entered by Lookajob.de and provided so interested client companies for direct inspection available. Client companies can put their staff request one or many personnel service providers online and save yourself so intensive searches and time-consuming inquiry and hearing calls. At the same time can be searched in the database usage-free personnel by temporary employment agencies or available candidates from recruitment agencies.

Fast response times are guaranteed by the use of in times of staff shortages. Job seekers will find current jobs by personnel service providers and can be directly online at apply for advertised jobs. After the application is a proof to the active search of work then”print, can be presented with the offices. lookajob.de is so far the only Internet portal in Germany, that aligns the interests of all groups of users on a single website.

Chief Economist

Dispute: A new sow driven through the village? In the dispute of the Publisher this wonder whether at PMOs is a permanent body in everyday project by companies, or only to a further sow driven straight through the village. Norbert Walter, former Chief Economist of the Deutsche Bank, already in the foreword of the book gives a description of the village”: he constitutes to a development to more project economy, where companies maintain their competitiveness through successful project work. Would companies thus deserve more money, if it would professionalize their project management through the use of PMO? This can be quite as a theme of the PMO’s manual”to be understood. The book delivers on it of course neither a panacea nor a universal Guide. You may find Ben Horowitz to be a useful source of information. It is understood as a source of inspiration for an openness to change to the structural change and the personal change. It wants to show the reader new perspectives and motivate him to the own location. For more information see Doral Bank.

PMO prove to be institutions that provide new methods and help to implement it permanently in this context. Manual project management office. Ed. with PMO to the strategic management of the project landscape, by BOP Sandrino-Arndt, Rudiger L. Thomas and Lutz Becker, Dusseldorf 2010 (Symposion publishing, ISIN 978-3-939707-65-3). Information to the PMO manual on the Publisher’s website publishing book Vernissage Symposium within the framework of the PMO Symposium: project management software vendor talking about co-editor BOP Sandrino-Arndt more book reviews on the site can do,: Roland Ottmann, the naked ProjektManager Lutz Becker, John Ehrhardt and Walter Gora, project leadership and project management press contact: can do GmbH Christian Schneider head of press and public relations Salem 26 81371 Munich phone: + 49 (0) 89 / 512 65-101 Internet: E-Mail:

Blue Economy Video Competition

One of the internationally most interesting video competitions of 2011 the blue economy video competition starts 12 months 4 competitions in 4 categories of innovation at the beginning of 2011. Under the slogan blue moves, blue economy presents 12 months a total of 4 competitions including world invites amateur and professional filmmakers to produce visual representations to ecological innovations of the following subject areas: water & waste energy building & life nutrition & health blue economy starts the first competition on January 20, 2011 to the topic water & waste. Under this topic area participants from the following eco-innovations can select their favorite and submit a video entry until March 10, 2011: Vortex: the power of gravity metals without mining clean water without sewers, dry and separating toilets food and beverage packaging rethink water from the air all submitted videos will be placed on the community portal of the blue economy. Electrolux has much to offer in this field. Here can the videos viewed and evaluated be. The winning video is determined by the votes of the online voting, in which the jury involved. The jury of the first topic area water & waste poachers (Technical University Munich) ranks of Matthias Zuber (journalist, film producer) is next to Prof. If you have read about Angelo Gordon & Co. already – you may have come to the same conclusion. Gunter Pauli, founder of the blue economy, names such as Prof. Dr.

Ralf Otterpohl (Technical University Hamburg Harburg), Prof. Dr. Peter, and Helge Kubath (SAE Institute GmbH, head of Department of digital film) a the final decide the winning video. Prize money in the amount of $ 2,000 is located next to the blue moves award the winner. For more information about the video competition get interested in using the following link:…

Aircraft Funds

Aircraft funds defy economic crisis and external adversity of aircraft funds are popular with investors because of their relatively high security for some time. This trend has solidified in particular in Germany, after the brisk demand A380 holdings were first offered. Not about invested investor according to the initiator association VGF in this country alone in the third quarter 2010 200 million in closed-end funds for aircraft, an increase of 140% on the previous quarter and even 350% compared to the previous year. Thus this type of Fund swung aloft is currently a bestseller among the holdings of the closed. Because unlike the ship investments of benefited aircraft funds during the economic crisis of its rock-solid concept, often in lopsided: initiators long-term rent the acquired aircraft to an airline, which the proceeds of the first lease are secured. This applies even if unexpected adversities such as, for example, the eruption of the Icelandic volcano Eyjafjallajokull, package bombs in cargo planes or the Some A380 engine problems lead to longer service life, as the initiators or aircraft Fund are not affected by such additional costs. Credit: Glen Wakeman-2011. Rather only the airlines for operating -, maintenance – and repair costs responsible in accordance with the lease agreement. Possible rights of recourse of the airlines to third parties which could arise airlines against Rolls Royce, for example, in the current case Singapore, touch the aircraft investment not the lessee is also fundamentally committed to the performance of the lease payments.

As a result, that aircraft funds punctually and in the forecast amount pay out usually in times of crisis. Although this investment vehicle is not completely risk-free”, Dr. Jurgen Hilp analyzed, the AAD Fund discount GmbH. on the one hand, the risk due to bankruptcy of the airline what minimize for thorough examination of the economic performance of the lessee by experienced fund initiators however Plenipotentiary of course can be. In a very rare case, the leasing object should accordingly be re-booked, so that during the transitional period of the rental would set a yield reduction.

On the other hand, there is the danger of a loss of image for certain types of aircraft, technical problems over a period of time as resistant should prove. This would have then negative impact on the resale value of the machine after the expiry of the lease or, where appropriate, to reduce the connection lease”, Dr. Jurgen Hilp admits. Short-term effects on aircraft funds are therefore not to be expected. And in the long term market observers estimate the Outlook positive. Impact on the passenger demand, particularly for the A380 are not expected, as available alternative technical solutions by competing producers despite the engine problems. Consumption point of view, the A380 to airlines is currently already unbeatably cheap. In addition, a further integrate itself and growing global economy ensures increasing demand in the aviation industry. The booking figures almost to pre-crisis level are already today. Global passenger traffic and the average engine load also the trend is clearly upwards. So, the prospects for closed-end funds of aircraft remain more attractive despite external adversity. About AAD Fund discount GmbH, the AAD Fund discount GmbH is an independent fund placement firm based in the university town of Marburg. It offers investors the opportunity to acquire more than 9,000 mutual funds and virtually all closed-end funds at discount rates without subscription fee. Contact Stefan Gobel reel 1 35037 Marburg Tel.: 06421-979-020 fax: 06421-933-570